is the best credit card overall because it offers top-notch rewards to go along with a low annual fee and low introductory APRs. It’s a great all-around option for people with above-average credit.
Citi Double Cash is one of the best cash back credit cards on the market thanks to its generous flat-rate rewards and low cost. The Double Cash Card has a $0 annual fee and gives a total of 2% cash back in rewards on all purchases, making it about 2X as rewarding as the average cash back credit card in 2022.
The Wells Fargo Active Cash® Card is one of the best credit cards available right now because it gives 2% cash rewards on purchases. For comparison purposes, the average cash rewards card gives about 1% back. Cardholders can also get an initial bonus of $200 cash rewards after spending $1,000 in the first 3 months.
The American Express Blue Cash Preferred card is one of the most rewarding everyday credit cards on the market at the moment. It’s best for people with good or excellent credit whose top expenses include U.S. streaming services, groceries at U.S. supermarkets, gas at U.S. gas stations, and transit purchases.
The Wells Fargo Reflect® Card offers some of the best credit card rates available right now, giving introductory APRs of 0% for up to 21 months from account opening on purchases and 0% for up to 21 months from account opening on qualifying balance transfers. It also has a $0 annual fee.
The Citi Premier® Card is one of the best credit cards for bonus rewards, offering 80,000 points, worth $800 in gift cards at thankyou.com, to new cardholders who spend at least $4,000 within 3 months of opening an account.