A credit card for International use is usually on the search list for individuals who frequently travel abroad. However, all credit cards may be used across the world as per the prescribed credit limit. You can constantly regulate the limits for domestic and global utilization at your convenience. But what has to be taken into consideration here is the fact that the charge & expenses for global utilization range across all cards.
Thereby, it is useful to search for a credit card that gives low overseas currency mark-up fees, low cash advance expenses throughout global ATMs along with other advantages such as access to global airport lounges, discounted flight tickets, and better rewards on spending outside India. Read on to check the listing of top credit cards for International use in 2022.
Features of International Credit Cards
- Credit cards for global use offer the subsequent feature –
- The card can be used at all overseas stores both online and offline
- You can avail of international lounge access in a couple of countries
- The facility of earning reward points on making purchases with the card
- Discounted charges for hotel reserving and flight tickets
- Low overseas currency markup fee in contrast to ordinary credit cards
Note: The functions and advantages of international credit cards can range throughout all credit cards and credit card providers.
Five Best Credit Cards in India for International Use
SBI Etihad Guest Premier Credit Card
SBI Etihad Guest Premier credit card is designed to fulfil the desires of frequent travellers. It is geared up with diverse features inclusive of rewards, discounts, milestone advantages, insurance cover and lounge access.
Joining Fee: Rs. 4,999 + GST
Renewal Fee: Rs. 4,999 + GST (Reversed on spending Rs. 5 Lakh in the preceding year)
Income Eligibility: Communicated at the time of application
Key Features
- Complimentary 5000 Etihad Guest Miles as a welcome benefit
- 6 Etihad Guest Miles on each Rs. 100 spent on Etihad.com
- four Etihad Guest Miles on every Rs. 100 spent on International spends
- Up to 10% cut price on direct Etihad Airways reserving subject to the conditions (three% on Economy Class and 10% on Business class)
- 10% cut price on travel rewards miles redemption
- 1,500 Etihad Guest miles on spending Rs. 1.5 lakhs in a calendar quarter
- Overseas air accident cover of Rs. 50 Lakh, fraud liability cover of Rs. 1 lakh and misplaced baggage allowance of as much as USD 1000 as complimentary insurance advantages
HDFC Infinia Credit Card Metal Edition
HDFC Infinia Credit Card Metal Edition gives premium lifestyle benefits to chosen customers, as it is an invite-only card. The card gives exclusive offers on tours and shopping.
Joining Fee: Rs. 12,500 + GST
Renewal Fee: Rs. 12,5000 + GST (Waived off on spending Rs. 10 Lakh withinside the previous year)
Eligibility: By invitation only
Key Features
- Unlimited airport lounge access across the globe for both primary and add-on cardholders
- Five Reward Points on spending Rs. 150
- 24×7 Global Personal Concierge
- Travel insurance with accidental air demise covers worth Rs. 3 Crore and foreign places hospitalization up to Rs. 50 Lakh in case of emergency
- Unlimited complimentary golf games at main courses in India and decided on courses throughout the world
- Low forex markup charge of 2%
- Club Marriott membership for the first 12 months with up to 20% reductions on dining and stay throughout Asia – Pacific region
Citi PremierMiles
Card Citi PremierMiles Card by Citi Bank gives exclusive advantages to frequent visitors to global locations. This tour credit card is equipped with functions inclusive of lounge access, eating privileges, rewards, and worldwide acceptance.
Joining Fee: Rs. 3,000 + GST
Renewal Fee: Rs. 3,000 + GST Income Eligibility: Rs. 25,000 per month
Key Features
- A welcome present of 10,000 Miles
- 10 Miles on each Rs 100 spent on airline transactions and 4 Miles on each Rs. 100 spent Mile points may be used across 100+ hotel and airline partners
- Miles may be transferred to 14 airways and hotel partners
- Complimentary access to domestic and global airport lounges in India
- No expiry of miles points and those may be redeemed at your convenience
- Air accident coverage cover as much as Rs. 1 crore, and Rs. 10 lakh lost card liability cover
- Up to 20% cut price on CitiBank partner restaurants
RBL World Safari Credit Card
RBL World Safari Credit Card is India’s first tour credit card with a 0% mark-up charge on all foreign currency transactions. Thus, the card is excellently suitable for global utilization.
Joining Fee: Rs. 3,000 + GST
Renewal Fee: Rs. 3,000 + GST
Income Eligibility: Rs. 25,000 per month
Key Features
- A welcome gift voucher from MakeMyTrip worth Rs. 3,000
- 2 Travel Points for every Rs. 100 spent on all of your purchases and 5 tour points on each Rs. 100 spent on tour spends. (Note, you do now no longer earn any rewards points on global purchases)
- 10,000 bonus tour points at the spending of Rs. 2.5 Lakh in a year and extra
- 15,000 Travel Points at the spending of Rs. 5 Lakh in a 12 months
- Access to 1300+ global airport lounges via complimentary
- Priority Pass membership
- Complimentary tour cover insurance – Personal Liability coverage, Trip Delay, Baggage Loss, Loss of Passport and Dental Treatment
Air India SBI Signature Credit Card
SBI Air India Signature Credit Card is a go-to card to reward you on your international travel in case you travel mostly by Air India.
Joining Fee: Rs. 4,999 + GST
Renewal Fee: Rs. 4,999 + GST
Income Eligibility: Communicated at the time of application
Key Features
- 20,000 Reward points* as a welcome present on payment of your becoming a member of the fee
- Complimentary membership of the Air India Frequent Flyer program – Flying Returns
- 30 Reward Points while booked for self and 10 Reward Points while booked for others
- International airport luxurious lounge access to over 600 airport lounges with complimentary Priority Pass Program
- Reward points conversion into Air India miles, wherein 1 Reward point is the same as one Air India Air mile
- Lost card legal responsibility insurance cover of Rs. 1 lakh (relevant from the duration of forty-eight hours before reporting of loss until 7 days post the reporting of loss)
- Easy coins withdrawal at over 1 million Visa ATMs worldwide which include over 18,000 Visa ATMs in India
- Global reputation at over 2 million Visa stores withinside the world and over 2,85,000 stores in India
Best Credit Cards for International Use in 2022
A credit card for International use is usually on the search list for individuals who frequently travel abroad. However, all credit cards may be used across the world as per the prescribed credit limit. You can constantly regulate the limits for domestic and global utilization at your convenience. But what has to be taken into consideration here is the fact that the charge & expenses for global utilization range across all cards.
Thereby, it is useful to search for a credit card that gives low overseas currency mark-up fees, low cash advance expenses throughout global ATMs along with other advantages such as access to global airport lounges, discounted flight tickets, and better rewards on spending outside India. Read on to check the listing of top credit cards for International use in 2022.
Features of International Credit Cards
- Credit cards for global use offer the subsequent feature –
- The card can be used at all overseas stores both online and offline
- You can avail of international lounge access in a couple of countries
- The facility of earning reward points on making purchases with the card
- Discounted charges for hotel reserving and flight tickets
- Low overseas currency markup fee in contrast to ordinary credit cards
Note: The functions and advantages of international credit cards can range throughout all credit cards and credit card providers.
Five Best Credit Cards in India for International Use
SBI Etihad Guest Premier Credit Card
SBI Etihad Guest Premier credit card is designed to fulfil the desires of frequent travellers. It is geared up with diverse features inclusive of rewards, discounts, milestone advantages, insurance cover and lounge access.
Joining Fee: Rs. 4,999 + GST
Renewal Fee: Rs. 4,999 + GST (Reversed on spending Rs. 5 Lakh in the preceding year)
Income Eligibility: Communicated at the time of application
Key Features
- Complimentary 5000 Etihad Guest Miles as a welcome benefit
- 6 Etihad Guest Miles on each Rs. 100 spent on Etihad.com
- four Etihad Guest Miles on every Rs. 100 spent on International spends
- Up to 10% cut price on direct Etihad Airways reserving subject to the conditions (three% on Economy Class and 10% on Business class)
- 10% cut price on travel rewards miles redemption
- 1,500 Etihad Guest miles on spending Rs. 1.5 lakhs in a calendar quarter
- Overseas air accident cover of Rs. 50 Lakh, fraud liability cover of Rs. 1 lakh and misplaced baggage allowance of as much as USD 1000 as complimentary insurance advantages
HDFC Infinia Credit Card Metal Edition
HDFC Infinia Credit Card Metal Edition gives premium lifestyle benefits to chosen customers, as it is an invite-only card. The card gives exclusive offers on tours and shopping.
Joining Fee: Rs. 12,500 + GST
Renewal Fee: Rs. 12,5000 + GST (Waived off on spending Rs. 10 Lakh withinside the previous year)
Eligibility: By invitation only
Key Features
- Unlimited airport lounge access across the globe for both primary and add-on cardholders
- Five Reward Points on spending Rs. 150
- 24×7 Global Personal Concierge
- Travel insurance with accidental air demise covers worth Rs. 3 Crore and foreign places hospitalization up to Rs. 50 Lakh in case of emergency
- Unlimited complimentary golf games at main courses in India and decided on courses throughout the world
- Low forex markup charge of 2%
- Club Marriott membership for the first 12 months with up to 20% reductions on dining and stay throughout Asia – Pacific region
Citi PremierMiles
Card Citi PremierMiles Card by Citi Bank gives exclusive advantages to frequent visitors to global locations. This tour credit card is equipped with functions inclusive of lounge access, eating privileges, rewards, and worldwide acceptance.
Joining Fee: Rs. 3,000 + GST
Renewal Fee: Rs. 3,000 + GST Income Eligibility: Rs. 25,000 per month
Key Features
- A welcome present of 10,000 Miles
- 10 Miles on each Rs 100 spent on airline transactions and 4 Miles on each Rs. 100 spent Mile points may be used across 100+ hotel and airline partners
- Miles may be transferred to 14 airways and hotel partners
- Complimentary access to domestic and global airport lounges in India
- No expiry of miles points and those may be redeemed at your convenience
- Air accident coverage cover as much as Rs. 1 crore, and Rs. 10 lakh lost card liability cover
- Up to 20% cut price on CitiBank partner restaurants
RBL World Safari Credit Card
RBL World Safari Credit Card is India’s first tour credit card with a 0% mark-up charge on all foreign currency transactions. Thus, the card is excellently suitable for global utilization.
Joining Fee: Rs. 3,000 + GST
Renewal Fee: Rs. 3,000 + GST
Income Eligibility: Rs. 25,000 per month
Key Features
- A welcome gift voucher from MakeMyTrip worth Rs. 3,000
- 2 Travel Points for every Rs. 100 spent on all of your purchases and 5 tour points on each Rs. 100 spent on tour spends. (Note, you do now no longer earn any rewards points on global purchases)
- 10,000 bonus tour points at the spending of Rs. 2.5 Lakh in a year and extra
- 15,000 Travel Points at the spending of Rs. 5 Lakh in a 12 months
- Access to 1300+ global airport lounges via complimentary
- Priority Pass membership
- Complimentary tour cover insurance – Personal Liability coverage, Trip Delay, Baggage Loss, Loss of Passport and Dental Treatment
Air India SBI Signature Credit Card
SBI Air India Signature Credit Card is a go-to card to reward you on your international travel in case you travel mostly by Air India.
Joining Fee: Rs. 4,999 + GST
Renewal Fee: Rs. 4,999 + GST
Income Eligibility: Communicated at the time of application
Key Features
- 20,000 Reward points* as a welcome present on payment of your becoming a member of the fee
- Complimentary membership of the Air India Frequent Flyer program – Flying Returns
- 30 Reward Points while booked for self and 10 Reward Points while booked for others
- International airport luxurious lounge access to over 600 airport lounges with complimentary Priority Pass Program
- Reward points conversion into Air India miles, wherein 1 Reward point is the same as one Air India Air mile
- Lost card legal responsibility insurance cover of Rs. 1 lakh (relevant from the duration of forty-eight hours before reporting of loss until 7 days post the reporting of loss)
- Easy coins withdrawal at over 1 million Visa ATMs worldwide which include over 18,000 Visa ATMs in India
- Global reputation at over 2 million Visa stores withinside the world and over 2,85,000 stores in India
