If you were planning a bank visit this Wednesday, it’s best to reschedule. All banks across India will remain closed on December 25 on account of Christmas, which is observed as a national holiday.
As per the official bank holiday calendar, public sector banks, private banks, cooperative banks, and regional rural banks will not offer any in-branch services on the day. This means customers won’t be able to visit branches for cash deposits, withdrawals, cheque clearances, or document-related work.
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Are Any Banks Open on December 25?
No. There are no states or Union Territories where banks will remain operational on Christmas Day. The holiday applies nationwide, and all physical branches will stay shut.
What About ATMs and Online Banking?
Here’s the good news. While branches are closed, digital banking services will continue as usual. Customers can still access:
- UPI payments
- Mobile and internet banking
- ATM cash withdrawals
- Card-based transactions
In short, your day-to-day digital banking needs won’t be affected.
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Plan Your Banking in Advance
If you have work that requires visiting a branch—such as cash-related transactions or paperwork—it’s advisable to complete it before December 25. Normal banking operations will resume on the next working day, depending on local holiday schedules.
Christmas bank holidays give employees a chance to observe the festival, but for customers, a little advance planning can help avoid last-minute inconvenience.


