Good news for salaried folks! If you’ve got a Provident Fund (PF) account, your interest for the financial year 2024-25 is on its way. The government recently approved an 8.25% interest rate, and while the exact credit date isn’t out yet, it’s expected to hit accounts soon.
With over 7 crore employees waiting for this update, here’s how you can check if your interest has been credited—plus a few tricks to track your balance even without your UAN number.
How to Check Your EPF Balance Online
- Visit the EPFO Portal
Go to EPFO’s official website and click on ‘For Employees’ > ‘Services’ > ‘Know your EPF Balance’. - Log In with UAN & Password
Enter your UAN number, password, and the captcha code. - Check Your Balance
Your updated PF balance (including interest) will show up on the screen.
Pro tip: If your interest isn’t visible yet, don’t panic—it might take a few extra days to reflect.
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No UAN? No Problem—Check Your PF Balance with a Missed Call
Yep, you read that right. If you haven’t activated your UAN or just prefer a quicker way:
- Give a missed call from your registered mobile number to 011-22901406.
- You’ll instantly get an SMS with your current PF balance.
Note: Make sure your mobile number is linked to your EPF account for this to work.
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What If the Interest Isn’t Credited?
Sometimes, delays happen. If your interest doesn’t show up even after a few weeks:
- File a grievance on the EPFO portal.
- Visit your regional EPFO office with your UAN and account details.
Final Thoughts
While the government hasn’t announced an exact date for the interest credit, it’s safe to keep an eye on your account over the next few weeks. Whether you check online or via missed call, tracking your PF balance has never been easier.
